International payments in złoty: verschil tussen versies
| Regel 9: | Regel 9: | ||
Since then, I came to doubt if it is very practical to look at exchange rates in this way, as I see everywhere different amounts, some wildly different. | Since then, I came to doubt if it is very practical to look at exchange rates in this way, as I see everywhere different amounts, some wildly different. | ||
| − | Anyhow, this 'basic exchange rate' is what you see e.g., on [https://www.google.com/search?q=1%20euro%20to%20pln Google] | + | Anyhow, this 'basic exchange rate' is what you see e.g., on [https://www.google.com/search?q=1%20euro%20to%20pln Google]. In december 2021, this is about 4,61. PLN is slowly getting weaker in view of the euro, but not to such a degree that the exchange rate changes from month-to-month at only one or two decimals. |
== Payment from a Dutch euro account to a Polish złoty account == | == Payment from a Dutch euro account to a Polish złoty account == | ||
Versie van 27 dec 2021 08:56
I'm from The Netherlands. What is the most cost-effective way to pay a large amount in Polish złoty (PLN)?
Last updated: Dec. 2021.
What is the 'actual' exchange rate?
In the autumn of 2021, I phoned Rabobank to ask them how to pay a large amount in PLN and how this all works. Amongst others, they explained me that there is basically just one exchange rate, and that they use this exchange rate + an offset.
Since then, I came to doubt if it is very practical to look at exchange rates in this way, as I see everywhere different amounts, some wildly different.
Anyhow, this 'basic exchange rate' is what you see e.g., on Google. In december 2021, this is about 4,61. PLN is slowly getting weaker in view of the euro, but not to such a degree that the exchange rate changes from month-to-month at only one or two decimals.
Payment from a Dutch euro account to a Polish złoty account
Example R. - 2021.12.10
I payed from my Dutch Rabobank account to a Polish Alior Bank account:
- The receiving bank determins the exchange rate (you can't actually see that here, but trust me)
- Alior exchange rate: 4,402800. The a